Buying a home in Namibia from abroad?
Whether you're moving from Frankfurt, Cape Town, Luanda, or London β Namibia welcomes foreign property ownership in urban areas. We'll guide you home.
We speak your language
What makes Namibian property attractive
Stable rule of law
Strong property rights, transparent title deed system, and an independent judiciary.
NAD pegged to ZAR
The Namibian Dollar is pegged 1:1 to the Rand β predictable for SA-region buyers.
Coastal + lifestyle
Swakopmund and Walvis Bay rival Cape Town for lifestyle at a fraction of the price.
From offer to keys, step by step
Find a home
Browse listings, save searches, ask agents directly via WhatsApp. Many of our agents speak your language.
Make an offer
Sign an Offer to Purchase. 10% deposit held by conveyancer.
Appoint a conveyancer
Seller's conveyancer handles transfer. 1.5β3% of price.
Transfer funds
Funds via FNB Namibia, Bank Windhoek, or Standard Bank. Allow 5β10 business days.
Pay duty + register title
Transfer duty paid to NamRA, title deed registered in your name.
Take possession β 4β8 weeks
Keys handed over once deeds are registered.
What buyers ask us most
Can foreigners own land in Namibia?
Yes for urban residential and commercial property β no restrictions. Agricultural land over 100 hectares outside urban areas has restrictions since 2024.
Do I need a visa or residency to buy?
No. Property ownership doesn't require residency, but it also doesn't grant the right to live in Namibia β that needs a separate visa.
Can I get a Namibian mortgage?
Usually only if you're a permanent resident. Non-residents typically buy cash or finance through their home country bank. Some local banks lend at 50β60% LTV to non-residents.
What taxes will I pay?
Transfer duty 1β8% (individuals), 12% (companies). Annual municipal rates. 15% capital gains tax if you sell. Non-resident rental income tax rates apply.
Can I rent out my property?
Yes β short-term holiday rentals and long-term tenancies are both common. Property managers charge 8β10% of monthly rent.