Get a buyer's badge.
Three quick fields — agents see you as a serious buyer and move you to the top of their list.
Quick check
This stays private — only the "Pre-qualified up to N$ X" badge gets shared when you enquire.
Bank Windhoek, FNB, Standard Bank and Nedbank Namibia typically lend up to 30% of gross income on bond repayments. Plus they'll look at credit history, employment stability, and lender-specific rules.
You're in healthy territory. Most banks should approve a bond at this level if your credit history is clean.
Why bother?
When agents get 10 enquiries a day, most of them are window-shoppers. Yours arrives with a green tick — "this person actually qualifies for a bond at this price." You jump the queue. Agents call you back first.
It also helps you. Knowing what you actually qualify for stops you from falling in love with a home you can't get a bond on. Search with the right budget, save yourself heartbreak.