Quick check

This stays private — only the "Pre-qualified up to N$ X" badge gets shared when you enquire.

Before tax. Add a spouse / partner's income if buying together.
Car payments, credit cards, store accounts, other loans.
What you can pay upfront.
📊 How banks decide

Bank Windhoek, FNB, Standard Bank and Nedbank Namibia typically lend up to 30% of gross income on bond repayments. Plus they'll look at credit history, employment stability, and lender-specific rules.

You could likely afford up to N$ 1,820,000
YOUR BADGE
Pre-qualified up to N$ 1.8M
Shows on every property enquiry you send
Max monthly bond N$ 7,000
Max loan N$ 1,720,000
Plus deposit N$ 100,000
Debt ratio 30%
💡 Tip

You're in healthy territory. Most banks should approve a bond at this level if your credit history is clean.

Why bother?

When agents get 10 enquiries a day, most of them are window-shoppers. Yours arrives with a green tick — "this person actually qualifies for a bond at this price." You jump the queue. Agents call you back first.

It also helps you. Knowing what you actually qualify for stops you from falling in love with a home you can't get a bond on. Search with the right budget, save yourself heartbreak.